Thursday, August 27, 2020
Home insurance has a lot of confusing terminology, especially when it comes to the types of policies and how you can receive compensation. Replacement cost value, for example, refers to two areas: the total replacement cost value of your home, and a replacement cost value policy for personal belongings coverage. READ MORE >>
Tuesday, August 25, 2020 My Car was Flooded Thousands of Texans are picking up the pieces after Harvey and its rentless rains flooded widespread areas. Here are answers to some common questions if you car was flooded. 1. Will my insurance cover it? READ MORE >>
Tuesday, August 25, 2020Flood Claim Procedures Adjuster Initial Contact An adjuster will call to set an appointment at the policyholder's phone given in the First Notice of Loss. Adjuster physically views the damaged property, photos and samples collected by the policyholder to define a preliminary estimate of the claim. READ MORE >>
Tuesday, August 25, 2020 For most people, their home is their biggest investment. When it's damaged, you want to make sure it's repaired properly and quickly. Understanding the claims process will help ensure that you get full value from your homeowners insurance policy. READ MORE >>
Tuesday, August 25, 2020You've filed a claim with your insurance company. What do you do next? First, be sure that your agent has on file a phone number where you can be reached, especially if your home was damaged to the extent that you are no longer living there. READ MORE >>
Tuesday, August 25, 2020Report a Claim (Damage From a Named Storm) We hope you and your families are safe during this difficult time in our city, and we want to make your claim process as stress free as we can. The following is claims information for use after a named hurricane, tropical storm or flood for damage that exceeds your deductible. READ MORE >>
Tuesday, August 25, 2020
Car insurance policies can look different depending on premiums, deductibles and coverage limits, but all car insurance policies are designed to cover three certain areas.
A full coverage car insurance policy covers:
Liability
Property
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Thursday, August 20, 2020
When insuring possessions on homeowners insurance, you have a lot of leeway to choose the limits you want. Yet, the thing about possessions insurance is that your coverage might restrict how much it will pay for items of value, like your electronics. READ MORE >>
Tuesday, August 18, 2020
Most health insurance policies don’t cover dental procedures, despite the fact that teeth and gums can have a direct impact on a person’s health. A lot of dental procedures, such as teeth whitening and braces, are seen as not medically necessary.
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Thursday, August 13, 2020
Business insurance is used in order to protect businesses from lawsuits and other losses that could have a large financial impact otherwise.
Required Business Insurance and Penalties
Business insurance requirements vary by state. Most states require businesses to carry a minimum amount of:
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